Mutual Fund Disclaimer
Terry Johnston is licensed to sell mutual funds in Ontario and does so exclusively through
TEN STAR Financial Inc.
--an independent mutual fund dealer, contracted with over 60 mutual fund companies including more than 2,700 mutual funds and is a member of the TEN STAR Financial Services companies. TEN STAR Financial Inc. is a member of the Mutual Fund Dealers Association of Canada.
Compensation & Disclosures
Mutual Funds are sold through TEN STAR Financial Inc.--from various mutual fund companies with which they do business. Mutual fund investments are not insured/covered by CDIC (Canada Deposit Insurance Corporation) or CIPF (Canadian Investor Protection Fund). Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus of the mutual funds in which investment may be made before investing.
Before investing in any mutual fund:
it is important to read the specific fund’s simplified prospectusLook at any commissions, trailing commissions, management fees, tax efficiency, and expenses which may be associated with mutual fund investments. Mutual funds are not guaranteed. Their values can and does change frequently, past performance may not be repeated. Any indicated mathematical return, including those set forth on graphs or tables in this online publication, is used only to illustrate the potential effects of the compound growth rate and is not intended to reflect future values of returns on any specific investment or any other financial product. It is strongly recommended that you seek professional advice to inform yourself regarding mutual funds or any other financial product as it relates to your circumstance.It is my policy and fiduciary duty to deal fairly, honestly and in good faith with my clients. Accordingly, I will always disclose to you the following information: - The nature (including the investment risk) or any financial product in which you are interested and/or which I have recommended to you;
- The fact that a financial product or service which I recommend to you is with a company with which I am affiliated (i.e. TEN STAR Financial Inc. and its affiliated companies);
- The redemption schedule (i.e. costs and time-frame), if any, for each financial product you purchase;
- Commissions, and/or fees, if any, that we may earn beyond those disclosed in the offering document;
- Any referral fees that we may earn as a result of my relationship with you; and
- Any other personal interest or expected benefit, direct or indirect, I may have, that is not disclosed in an offering document/prospectus for a product I recommend to you.
Only Mutual Funds are offered through Ten Star Financial Inc. Please contact me for full disclosure with regard to other products. Low cost competitive term life insurance protects your family before you have accumulated an estate. Low cost term-to-100 life insurance preserves your estate.You work hard to build your estate - why give it to the TAXMAN?
Return From Mutual Fund Disclaimer To Home Page
|
