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CI - Critical Illness Insurance

CI - Critical Illness Insurance coverage will protect you if you are diagnosed with:

  • Alzheimer’s Disease
  • Aortic Surgery
  • Aplastic Anaemia
  • Bacterial Meningitis
  • Benign Brain Tumor
  • Blindness
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure
  • Life-Threatening Cancer
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson’s Disease
  • Severe Burns
  • Stroke
It’s an event like this that could devastate you. It can take years to build your wealth and only 6 months of Illness to annihilate it.

This is where C.I. Insurance comes in.

Should you be diagnosed with any of the covered aliments (and you survive 30 days after the diagnosis). A lump sum tax-free benefit is paid directly to you.

The best and only time to get C.I. coverage is while you still qualify. Before you are stricken, when you are younger and healthy.

Once illness strikes or you become disabled you are ineligible for C.I. coverage.

Many C.I. policies can have a rider--a clause--for return of premium. That means that if you make no claim on the policy, the Insurance company will return a major portion of the premium you paid.

C.I. insurance polices can vary in the quality of their coverage. They can vary in their aspect of return of premium.

Sidebar because of very real danger of not having your claim paid. It is important you purchase C.I. coverage from a qualified insurance professional where you know what you get. Not some clerk at a financial institution!Who isn't sure!

Only an Insurance professional can provide the quality guidance you are looking for. When you want to buy Critical Illness Insurance.

For more information about this--contact Terry
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Terry Johnston CFP

J C Mitchell Financial Services Inc.
431 Bayview Drive, Suite 1
Barrie, Ontario
L4N 8Y2

Phone:        866-721-7781 ext. 232
Fax:            705-721-1556


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