Terry's Blog
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Online Stock Trading
Insurance
Cheap Life Insurance
Disability Insurance
Critical Illness Ins
Insured Retirement
Estate Planning
Government Benefits
Debt Management
Tax Shelters
Tax Smart Investing
Segregated Funds
Retirement Income
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Retirement Advice
Retirement Calculator
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 Tax Freedom Day

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Financial Planning For Hard Working People

Terry Johnston -- Certified Financial Planner -- and expert in Financial, Retirement, and Estate Issues.

Are you are tired of hearing from:

  • mutual fund sales people
  • stock brokers
  • part-time network marketing people saying:
    • "It will get better!"
    • "Stay the course!"
    • "This is a great buying opportunity!"
    • "Don't Panic"
Who pass themselves off as "Financial Planners!" When all they offer is investment advice.

"If you don’t have a personal plan - you are part of the government’s plan-TAXATION!

"The hardest thing in the world to understand is the income tax."
Albert Einstein

“Let Terry show you--the Insured Retirement Strategy, which will eliminate TAX in your retirement years

Terry's plans will protect you from the:

  • the tax man
  • market downturns
  • inflation

Terry will help you understand your current situation and help you put into place affordable solutions.

A proud partner of J.C. Mitchell Financial Services Inc. Located at

431 Bayview Dr. Suite 1
Barrie Ontario
L4N 8Y2

Phone:      866-721-7781 Ext.232
Fax:          705-721-1556


Financial Planning Tips
The Financial planning tips Blog keeps you up-to-date with all additions and changes to blue-collar-financial-planning.com Web site. Subscribe here.

Mission
Mission Statement

testimonials
Testimonials -- What clients are saying about Terry Johnston

Registered Plans
Registered Plans - RRSPs come in several different types.

Personal Financial Planning
Personal financial planning is the individual financial plan that works for you

Choosing a Financial Planner
Choose the right financial planner, and have a happy investment experience

Investment research
Investment research is key to becoming a succesful investor

online stock trading
Online stock trading can create great wealth or great misery depending on the kind of quality insights you are privy to

cheap Insurance
Cheap Insurance doesn't mean poor quality insruance. Policies are designed to migigate loss -- but in many cases they can do so much more

Cheap Life Insurance
Cheap Life Insurance is what we all want, but what is the best way to get it?

Disability Insurance
Guarantee your Job for life by having Disability Insurance

critical illness insurance
Critical Illness Insurance will provide a lump sum of tax-free cash if you are stricken with a life threating illness

Insured Retirement using a Universal Life policy
Insured Retirement using a Universal Life Policy will put more cash in your retirement pocket for much longer

Estate Planning
Estate planning makes sense for most people

Government Benefits for many will be their only retirement income.
Government benefits are avaialble to most, but you must apply for them.

Debt Management is the key to controlling your financial future.
Debt management is not what you want. You want debt elimination

tax shelters
Tax shelters can save you a lot, but they can also cost you more than you know

Tax smart Investing
Tax smart investing means you have a whole financial plan not just a part of one

Segregated SEG Funds -- have amazing guarantees and protections built right in.
Segregated SEG Funds are Identical to Mutual Funds, they are pooled investments with a fund manager, except they provide benefits and guarantees that Mutual Funds cannot

retirement income planning
Retirement income planning is important in these scary times.

Self employment opportunities -- Security is in the person not the job!
self employment opportunities - 4 steps that make them work

retirement advice
Retirement advice to help you enhanced Retirement Income

retirement calculator
retirement calculator

Best retirement locations
We all want to know the best retirement locations to provide us with an idyllic lifestyle

Contact
Contact Terry Johnston CFP

privacy policy
privacy policy

Tax freedom day
Tax freedom day is a day the media talks about, but do you know when your personal tax freedom day is?


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